Dec 18, 2022
What to expect in 2023 for a mortgage
One thing is certain, we do can not predict the future. However, we can use historical data and try to forecast what is going to happen in 2023. Inflation is around and we often get asked on how it effects the mortgage indsutry. When is it going to be a good time to buy a home?
Read this quick infographic that best forecast what you can expect in 2023.
Dec 5, 2022
Finding Mortgage Lenders "Near Me" On Google
Finding A Mortgage Online
The mortgage industry can be a tough and challenging space. Many first time home buyers that we speak with, don't quite understand the different mortgages there are to offer. Typically, first time home owners don't know about all of the services mortgage lenders offer. That is why we are here to help you. We don't just loan money! Finding a great loan officer is much harder than typing in "mortgage officer near me" into your google search. My team at has grown and provided services to hundreds of people in 2022 alone. So how do we shop for a loan on google that best fits our needs.
How to Find A "Mortgage Officer Near Me"
Our first step to secure a loan is to shop around. Find someone you trust and provides the support you need to feel comfortable when buying a new home. You may find the right person on the first initial call you set up! Throughout your search efforts to find more information on loans, you might find out that there are multiple types of loans depending on what type of home buyer you are. We have loans for veterans, we have loans for first time home buyers, and so many more loan options that could fit your needs. (Don't feel overwhelmed when looking for a mortgage)
Next, your loan officer will find the right mortgage for you. Now your mortgage could have a slightly higher interest rate, but maybe your mortgage has a credit towards your closing of your new home. Or you may just end up taking the lowest mortgage rate possible and find out that works best for you. Your mortgage officer will tell you (the customer) if any other information is required for you to bring to the closing.
Completing Your Loan Process
Your mortgage officer or loan officer will help you make an informed decision. However, what they will do is get all the data from you and get you a couple loan options. We will have a list of documents that we need in order to begin you loan application. Once your mortgage officer has your final approval, they will then proceed to complete your application for your mortgage loan.
You Qualified For A Loan!
Congrats, you were given approval that you qualified for a mortgage. We as mortgage officers have plenty more services that we offer our clients. With my teams 20+ years of combined mortgage experience, we have seen it all. We would love to get you started on your home buying process. My team will make sure we get you the help you need, and it all starts with an initial phone call. The Frederick & Mahon Team commits to your success and we love the faces on our clients when we secure them there next mortgage. We moved our business to the great state of Florida, however we have helped customers across the country.
Nov 22, 2022
When Will Mortgage Rates Come Down?
We get asked all the time about mortgage rates. Our phones and emails are filled with when are good times to refinance. What goes up must come down. Give this article a quick read and if you are up to it, give us a call and we would love to tell you how to prep for when the rates decrease.
Nov 4, 2022
Homeowners are WINNING
If you own a home now you are winning. If you are looking to own a home soon, then you are about to be winning as well! Please read more and look at the awesome infographics on why owning a home is so valuable.
Oct 25, 2022
What Happens to The Housing Market When There's a Recession?
Interested about learning what happens to the housing market in a recession? Please enjoy this quick read about the housing market, and learn more about how it is effecting home buyers today.
Oct 24, 2022
Why is Pre-Approval So Important?
A handful of our customers have asked us when should I consult with you to get pre-approved? The answer is now. When you start you search for your next home, consult with us and learn about what type of mortgage is best for you and what you can be pre-approved for. The home buying process does not always have to be difficult when you have trusted partners every step of the way.
Please read more about the importance of being pre-approved.